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Choosing personal accounting freeware is no more complicated than going to your local Target and buying Quicken off the shelf. Freeware is free software available on the internet that is designed to help you maintain your household accounts (personal bank accounts, loans, investment funds, insurance, etc).
These software products are not going to be as feature rich as some of the branded accounting software options, but they have one fine feature - they are free! Freeware is software that is offered at no cost or for a nominal voluntary fee.
If you are interested in looking at freeware, make sure it has the basic functionality you need (single entry, double entry etc.) and that it has sufficient security to protect your personal information.